Imibandela

Kugcine ukulungiswa: Agasti, 2024

• 
  Ulwazi oluvamile
• 
  Izinsizakalo Zenkampani
• 
  Imikhiqizo Yomshwalense
• 
  Imigomo Yokusebenzisa Iwebhusayithi
• 
  Ulwazi lokuxhumana

Ulwazi oluvamile

Idethi Yokusebenza: 15 ^Agasti 2024

Siyakwamukela ku-www.prenure.com, iwebhusayithi esetshenziswa yi-Prenure Group (Pty) Ltd (“Prenure”, “thina”, “yethu”, noma “thina”). Ngokufinyelela noma ukusebenzisa iwebhusayithi yethu, uyavuma ukuthobela futhi uboshwe yile migomo nemibandela elandelayo (“Imigomo”). Sicela uzifunde ngokucophelela ngaphambi kokusebenzisa isayithi. Uma ungavumelani nale Migomo, akufanele usebenzise iwebhusayithi yethu.

Imininingwane Yenkampani:

• Igama Lenkampani: Prenure Group (Pty) Ltd
• Inombolo yomthetho: 2024/219416/07
• Umsabalalisi ogunyaziwe we: Aspis (Pty) Ltd, inombolo yokubhalisa: 2011/005416/07, kanye nenombolo ye-FSP: FSP48407

Izinsizakalo Zenkampani

Incazelo Yamasevisi:

I-Prenure™ ihlinzeka amakhasimende ebhizinisi ngohlu lwemikhiqizo yomshwalense yesikhashana. Le mikhiqizo ingaphansi kwe-Auto&General Insurance Company Limited, futhi iphethwe i-Aspis (Pty) Ltd, umhlinzeki wesevisi yezezimali obhalisiwe (FSP 48407). Imigomo nemibandela eqondile yomkhiqizo ngamunye womshwalensi ilawulwa imibhalo yepholisi ngayinye enikezwa i-Aspis (Pty) Ltd. Ngokubhalisela amasevisi ethu, uyavuma ukuthobela imigomo yalezi zinqubomgomo ngaphezu kwemigomo echazwe lapha. Ukuphathwa kwenqubomgomo nezimangalo kwenziwa yi-Monitor Administrators (Pty) Ltd.

Imikhiqizo Yomshwalense

I-Prenure™ inikeza imikhiqizo yomshuwalense ehlukahlukene eklanyelwe ukuhlangabezana nezidingo zamakhasimende ebhizinisi. Lokhu kubandakanya:

Ikhava Yedivayisi Yedijithali:

• Amadivayisi Akhaviwe: Omakhalekhukhwini, amakhompyutha aphathekayo, amaphilisi, amathayela, imishini yamakhadi.
• Ukuvikela: Ukuvikelwa ekulahlekelweni, ekuntshontsheni, nasekulimaleni ngengozi. Imigomo nemibandela yekhava, okuhlanganisa imikhawulo yezimangalo kanye nemali edonswayo, icaciswe kumadokhumenti enqubomgomo ngayinye.
• Imibandela: I-IMEI noma inombolo ye-serial yedivayisi enomshwalense kufanele inikezwe i-Prenure™ ngaphambi kokuthi idivayisi ithathwe njengekhava kunqubomgomo.
• Ukweqile kanye Nemikhawulo: Ukweqile ekushintshweni kwedivayisi yedijithali kungu-5% wokulungiswa kanye no-10% wokushintshwa. Kudingeka izinyanga ezintathu zeprimiyamu engaphazamiseki ngaphambi kokuba isicelo sihlolwe, ngaphandle uma kunikezwa ubufakazi be-MOBILE DEVICE bungaphansi konyaka ongu-1 (owodwa). Esimeni esinjalo, kukhokhwa u-R250 owengeziwe ngesicelo ngasinye esifakwe ezinsukwini zokuqala ezingama-60 (amashumi ayisithupha) zekhava. Inombolo enkulu yezimangalo 2 (ezimbili) esikhathini esiyizinyanga eziyi-12.

Ikhava Yokulahlekelwa Yokuqala:

• Izinto Ezikhaviwe: Imishini, isitokwe, izinto ezilungiswayo, okokufakwayo, nezakhiwo.
• Ukufakwa: Le pholisi ihlinzeka ngekhava yokuqala yokulahlekelwa uma kwenzeka kuba nenhlekelele yemvelo njengezikhukhula, iziphepho, noma ukuzamazama komhlaba. Imigomo ethile, okuhlanganisa nenani lekhava kanye nanoma yikuphi ukukhishwa, kuchazwe kabanzi kumadokhumenti epholisi.
• Imibandela: Ikhava yokulahlekelwa yokuqala ingeyezicelo ezihlobene nezinhlekelele zemvelo, futhi ayibandakanyi ukweba noma izibhelu, lokhu kuzofunwa ngaphansi kwenzuzo ye-SASRIA. Ukulimala kwezakhiwo ngenxa yenhlekelele yemvelo kukhawulelwe ku-20% yenani eliphelele lekhava yokulahlekelwa kokuqala.
• Ukweqile kanye Nemikhawulo: Izindleko ezingaphezulu ezicelweni zokulahlekelwa kokuqala ngu-R1,000 Wohlelo Lokuqalisa, u-R3,000 WoHlelo Lokukhula, u-R5,000 Wohlelo Lokukhulisa, no-R7,500 WoHlelo Lwesikali. Kukhavwa ubuningi bezicelo ezi-2 ngonyaka ngepholisi ngayinye. Kunesikhathi sokulinda sezinsuku ezingu-30 ngaphambi kokufaka isicelo sezinqubomgomo ezintsha.

Ikhava Yengozi Yomuntu Siqu:

• Izindawo Zokukhava: Izindleko zokulimala, ukufa, nezinkokhelo zokukhubazeka.
• Izinzuzo: Le khava ihlinzeka ngosizo lwezezimali ngezindleko zokulimala okutholwe ngenxa yengozi, kanye nezinkokhelo eziyisamba uma kwenzeka kushona noma ukukhubazeka unomphela ngenxa yengozi. Imigomo nemibandela, okuhlanganisa amanani okukhokha kanye nezinqubo zokufaka izicelo, zivezwe emibhalweni yepholisi.
• Izimo: Izinzuzo zokulimala nokufa ezehlakalo ezihlobene nezingozi, hhayi ezanoma yimiphi imiphumela ekhona noma emisha ehlobene nokugula.
• Ukweqile kanye Nemikhawulo: U-R500 wokuqala wezindleko zokulimala owe-akhawunti yomnikazi wepholisi. Esimweni sesimangalo sesikhashana esiphelele esihlobene nokukhubazeka, umnikazi wepholisi udinga ukuba angabikho emsebenzini isonto lonke ngaphambi kokuba kuthunyelwe isicelo.

Ubude besikhathi senqubomgomo nokukhanselwa:

Idethi yokuqala yomshwalense izoqala emahoreni angama-48 ngemuva kosuku nesikhathi sokuthenga. Lesi sikhathi sokulinda siyadingeka ukuze kuqinisekiswe ukutholwa kanye nokugunyazwa kwezimali ngumshwalense. Ukufakwa ngeke kuhlinzekwe ngalesi sikhathi samahora angu-48. Ngokuthenga ipholisi, umnikazi wepholisi uyavuma futhi uyavumelana nalesi simo.

Zonke izinqubomgomo zisebenza ngomjikelezo wokuvuselela wanyanga zonke kusukela ngosuku lokuqala kwenqubomgomo ngayinye (hhayi inyanga yekhalenda). Amakhasimende angakhetha ukukhansela, ukuthuthukisa noma ukwehlisela phansi inqubomgomo yawo ekupheleni komjikelezo wamanje wokukhokha, azikho izinkokhelo ze-pro-rata noma imbuyiselo ezonikezwa. Isaziso soshintsho kunqubomgomo sizohlinzekwa ngesigaba se-Akhawunti Yami sewebhusayithi ye-Prenure™.

Izidingo Zokukhokha Inqubomgomo:

Imishwalense ye-Prenure™ ikhokhwa kusenesikhathi ngedebithi noma imininingwane yekhadi lesikweletu efakwe ku-akhawunti yakho kuwebhusayithi ye-Prenure™. Kuyisibopho samakhasimende ukuqinisekisa ukuthi lezi zisesikhathini futhi zinemali eyanele ukukhokhela inkokhiso elandelayo. Izimali ezinganele noma imininingwane yekhadi ephelelwe yisikhathi izokwaziswa ekhasimendeni nge-imeyili, ngeminye imizamo emibili evunyelwe esikhathini somusa esiyizinsuku eziyi-15, phakathi nalesi sikhathi isimo se-akhawunti yakho sizobekwa 'sesilele emuva' lapho izimangalo zizocutshungulwa kuphela ngemva kwenqubomgomo. izimali ezisele zikhokhwa ngokugcwele. Uma ingekho inkokhelo eyenziwa ngemva kwesikhathi somusa esiyizinsuku eziyi-15, ipholisi izokhanselwa ngokuzenzakalelayo futhi azikho izimangalo ezijatshulelwa.

Imigomo Yokusebenzisa Iwebhusayithi

Isango Lokukhokha

Ukucutshungulwa kwenkokhelo:

I-Prenure™ isebenzisa i-Paystack njengomhlinzeki wethu wesango lokukhokha ukuze kube lula ukuqoqwa kwamaphrimiyamu omshwalense. Izinkokhelo zicutshungulwa ngokuphephile kusetshenziswa amathokheni edebhithi nekhadi lesikweletu, okuqinisekisa ukuthi imininingwane yakho yokukhokha igcinwa ngokuphephile. Ngokusebenzisa amasevisi ethu, ugunyaza i-Prenure ukuthi ikhokhise ikhadi lakho ledebhithi noma lesikweletu ngamanani eprimiyamu okuvunyelwene ngayo.

Ukusebenzisa Iwebhusayithi

Ukufaneleka:

Ngokusebenzisa le webhusayithi, umela futhi uyaqinisekisa ukuthi uneminyaka okungenani engu-18 ubudala futhi unamandla asemthethweni okungena ezinkontileka ezibophezelayo. Uyavuma ukusebenzisa iwebhusayithi kuphela ngezinjongo ezisemthethweni nangendlela engaphuli amalungelo noma ikhawulele noma ivimbele ukusetshenziswa nokujabulela le webhusayithi yinoma yimuphi umuntu wesithathu.

Ukusetshenziswa Okunqatshelwe:

Uyavuma ukuthi:

• Sebenzisa iwebhusayithi nganoma iyiphi indlela ephula noma yimuphi umthetho osebenzayo wendawo, wezwe, noma wamazwe ngamazwe noma izimiso.
• Sebenzisa iwebhusayithi nganoma iyiphi injongo engekho emthethweni noma yokukhwabanisa.
• Ukufinyelela ngaphandle kwegunya, kugxambukela, kulimaze, noma kuphazamise noma iyiphi ingxenye yesizindalwazi, noma iyiphi into noma inethiwekhi lapho iwebhusayithi egcinwe khona, noma iyiphi isofthiwe esetshenziswa ekuhlinzekweni kwesizindalwazi, nanoma iyiphi impahla noma inethiwekhi noma isofthiwe ephethwe noma esetshenziswa inoma iyiphi ilungu langaphandle.

Ukubhaliswa Kwe-akhawunti

Izibopho ze-akhawunti:

Ukuze usebenzise izici ezithile zewebhusayithi yethu, kungase kudingeke ukuthi udale i-akhawunti. Uyavuma ukunikeza ulwazi olunembile noluphelele phakathi nenqubo yokubhalisa kanye nokubuyekeza ulwazi olunjalo uma kudingeka. Unesibopho sokugcina ubumfihlo bemininingwane ye-akhawunti yakho kanye nayo yonke imisebenzi eyenzekayo ngaphansi kwe-akhawunti yakho. Uma usola noma yikuphi ukusetshenziswa okungagunyaziwe kwe-akhawunti yakho, kufanele usazise ngokushesha.

Inqubomgomo yobumfihlo

Ukuqoqwa Kwedatha Nokusetshenziswa:

Ubumfihlo bakho bubalulekile kithi. Sicela ubuyekeze Inqubomgomo yethu Yobumfihlo, echaza ukuthi siqoqa, silusebenzisa, futhi sivikela kanjani ulwazi lwakho lomuntu siqu. Ngokusebenzisa iwebhusayithi yethu, uvumela ukuqoqwa nokusetshenziswa kolwazi lwakho njengoba kuchazwe kuNqubomgomo Yobumfihlo. Lokhu kubandakanya ukusetshenziswa kwamakhukhi kanye nobuchwepheshe bokulandelela okufanayo.

Okwenziwe ngenqondo

Ubunikazi:

Konke okuqukethwe, izimpawu zokuthengisa, izimpawu zesevisi, amalogo, kanye nempahla yengqondo ebekwe kule webhusayithi kuyimpahla ye-Prenure Group (Pty) Ltd noma abanikezeli bayo bamalayisense. Akumele usebenzise, ukhiqize kabusha, usabalalise, noma udale imisebenzi esuselwe kunoma yikuphi okuqukethwe kule webhusayithi ngaphandle kwemvume yethu ebhalwe ngaphambilini.

Ilayisensi:

Sikunikeza ilayisense elinganiselwe, engakhethekile, engadluliseki, ehoxiswayo ukuze ufinyelele futhi usebenzise iwebhusayithi yethu ukuze uzisebenzise wena. Le layisensi ayikuvumeli ukuthi ulande (ngaphandle kokulondoloza isikhashana kwekhasi) noma uguqule noma iyiphi ingxenye yewebhusayithi ngaphandle kwemvume yethu ebhaliwe ecacile.

Umshwana wokuzikhipha emthwalweni Weziqinisekiso

Azikho Iziqinisekiso:

Le webhusayithi nokuqukethwe kwayo kunikezwa “njengoba injalo” kanye “njengoba itholakala”. I-Prenure™ awenzi izethulo noma iziqinisekiso zanoma yiluphi uhlobo, okuvezayo noma okushiwo, mayelana nokusebenza kwale webhusayithi noma ulwazi, okuqukethwe, izinto zokwakha, noma imikhiqizo efakwe kule sayithi. Ngokwezinga eligcwele elivunyelwe umthetho osebenzayo, sichitha zonke iziqinisekiso, ezishiwo noma ezishiwoyo, okuhlanganisa, kodwa kungagcini nje, iziqinisekiso ezishiwo zokuthengiselana nokufaneleka ngenjongo ethile.

Umkhawulo Wesibopho

Okungafakwanga kanye Nemikhawulo:

Ngokwezinga eligcwele elivunyelwe umthetho, i-Prenure™ ngeke ibe necala lanoma yimuphi umonakalo wanoma yiluphi uhlobo ovela ngenxa yokusebenzisa le webhusayithi noma kunoma yiluphi ulwazi, okuqukethwe, izinto zokwakha, noma imikhiqizo efakwe kule sayithi, okuhlanganisa, kodwa kungagcini lapho, umonakalo oqondile, ongaqondile, wengozi, oyisijeziso kanye nomonakalo owumphumela. Lo mkhawulo wesikweletu usebenza noma ngabe isikweletu esisolwayo sisekelwe kunkontileka, ukwephulwa komthetho, ubudedengu, isikweletu esiqinile, nanoma yisiphi esinye isisekelo, ngisho noma u-Prenure eceliwe mayelana nokuba nokwenzeka komonakalo onjalo.

Ukukhululwa

Izibopho Zakho:

Uyavuma ukunxephezela, ukuvikela, kanye nokubamba i-Prenure™ engenabungozi, izikhulu zayo, abaqondisi, abasebenzi, ama-ejenti, namanxusa avela futhi ngokumelene nanoma yiziphi izimangalo, izikweletu, umonakalo, ukulahlekelwa, izindleko, izindleko, noma izinkokhelo (kuhlanganise nezinkokhelo zabameli) ezivelayo. kusukela ekusebenziseni kwakho le webhusayithi noma ukwephula kwakho le Migomo.

Umthetho Obusayo

Igunya:

Le Migomo iyobuswa futhi ihunyushwe ngokuhambisana nemithetho yaseNingizimu Afrika, ngaphandle kokubheka ukungqubuzana kwezimiso zomthetho. Uyavuma ukuhambisa endaweni ekhethekile yezinkantolo eziseNingizimu Afrika ukuze kuxazululwe noma yiziphi izingxabano ezivela noma ezihlobene nale Migomo noma ukusebenzisa kwakho le webhusayithi.

Izinguquko Zemibandela

Ukulungiswa:

Sigodla ilungelo lokuguqula le Migomo noma kunini. Noma yiziphi izinguquko zizosebenza ngokushesha lapho kuthunyelwa kuleli khasi. Ukuqhubeka kwakho nokusebenzisa iwebhusayithi kulandela ukuthunyelwa Kwemigomo ebuyekeziwe kusho ukuthi uyazamukela futhi uyavumelana nezinguquko. Kuyisibopho sakho ukubuyekeza le Migomo ngezikhathi ezithile ukuze uthole izibuyekezo.

Ukunqanyulwa

Ilungelo Lokuqeda:

Sinelungelo lokunqamula noma ukumisa ukufinyelela kwakho kuwebhusayithi, ngaphandle kwesaziso sangaphambili noma isikweletu, nganoma yisiphi isizathu, okuhlanganisa uma wephula noma yimiphi imigomo. Ngemva kokuqedwa, ilungelo lakho lokusebenzisa iwebhusayithi lizophela ngokushesha.

Okunhlobonhlobo

Ukuhlukaniswa:

Uma noma yikuphi ukunikezwa kwale Migomo kutholwa njengokungavumelekile noma kungaphoqeleleki yinkantolo enegunya lokulawula, lokho kunikezwa kuzothathwa njengokunqanyulwayo futhi ngeke kuthinte ukufaneleka nokuphoqelelwa kwezinhlinzeko ezisele.

Sonke Isivumelwano:

Le Migomo ihlanganisa sonke isivumelwano phakathi kwakho ne-Prenure™ mayelana nokusetshenziswa kwewebhusayithi futhi ithathela zonke izivumelwano nokuqonda kwangaphambili, kungakhathaliseki ukuthi kubhaliwe noma ngomlomo, mayelana nesihloko esinjalo.

Ukuyekelela:

Ukwehluleka kwethu ukuphoqelela noma yiliphi ilungelo noma ukunikezwa kwale Migomo ngeke kuthathwe njengokuhoxiswa kwalawo malungelo.

Ulwazi lokuxhumana

Uma unemibuzo noma ukukhathazeka mayelana nale Migomo, sicela usithinte ku:

• Inkampani Prenure Group (Pty) Ltd
• I-imeyili: hello@prenure.com
• Ikheli: Westway Office Park, 18 The Blvd, Westville, 3629
• Ucingo: 060 010 9542

Ngokusebenzisa i-www.prenure.com, uyavuma ukuthi ufundile, waqonda, futhi uyavuma ukuboshwa yile Migomo Nemibandela.