Bundled Cover
The insurance products we offer
Our all-in-in one Prenure™ plans bundle insurance products that provide real and transparent cover for your business. Below outlines the type of cover included in every plan.
Digital Devices
Protect your tech
Accidents happen, but with our all-risk insurance for your cellphone, laptop, and tablet, you can rest easy knowing your devices are protected.
Whether it’s accidental damage, theft, or unforeseen mishaps, our comprehensive coverage ensures you’re never left without your essential tech.
Why Choose Our Short-Term Device Insurance?
- All-Risk Coverage: Protects against accidental damage, theft, loss, and more.
- Quick and Easy Claims: Hassle-free claims process to get you back on track swiftly.
- Affordable Premiums: Competitive rates without compromising on coverage.
- Worldwide Protection: Your devices are covered no matter where you are.
What We Cover
- Accidental Damage: Drops, spills, and cracks – we’ve got you covered.
- Theft and Loss: Safeguard your devices against theft and loss, giving you peace of mind.
- Mechanical Breakdown: Coverage for unexpected malfunctions, beyond the manufacturer’s warranty.
- Water Damage: Accidental exposure to water? No problem, we handle that too.
Note: Device must be under 2 years old, with Serial & IMEI numbers provided to ensure cover.
First Loss Cover
Protect your assets
Natural disasters can strike without warning, causing significant damage to your building, equipment, and stock.
Our First Loss Insurance offers robust protection, ensuring that your business can recover swiftly and effectively from unforeseen events like fires, floods, earthquakes, and storms.
Why Choose First Loss Insurance?
- Targeted Coverage: Specifically designed to cover initial and substantial losses, giving you a safety net when you need it most.
- Natural Disaster Protection: Comprehensive coverage against a wide range of natural disasters.
- Rapid Recovery: Quick claim processing to help you get back on your feet without delay.
- Cost-Effective Solution: Affordable premiums tailored to meet your business’s needs and risk exposure.
Comprehensive Protection for Your Business
- Building Coverage: Protects the physical structure of your business premises from damage caused by natural disasters.
- Equipment Insurance: Ensures that your essential machinery and equipment are covered, minimizing downtime and operational disruptions.
- Stock Protection: Safeguards your inventory, so you don’t face financial strain from lost or damaged goods.
Note: First Loss Cover excludes theft and pilferage
Accident Cover
Protect your team
In the fast-paced world of business, accidents can happen at any time. Ensure that you, as a business owner, and your staff are protected with our Personal Accident Insurance.
Our coverage provides financial security for injury costs, disability, and death payouts, giving you peace of mind that you and your team are cared for in the event of an accident.
Why Choose Our Personal Accident Insurance?
- All-Inclusive Protection: Covers medical expenses, disability, and death payouts.
- Peace of Mind: Provides financial security for you and your employees.
Affordable Premiums: Tailored plans to suit your budget without compromising on coverage. - Quick Claims Processing: Efficient and hassle-free claims process to support you when it matters most.
What We Cover
- Injury Costs: Comprehensive coverage for injury expenses resulting from accidents, ensuring timely and effective treatment.
- Disability Benefits: Financial support for temporary or permanent disability, helping you and your staff maintain financial stability during recovery.
- Death Payouts: Lump sum payments to beneficiaries in the unfortunate event of accidental death, providing critical support to loved ones.
Note: Personal Accident Cover excludes claims relating to illness, only accident
Customer Promise
How we manage your policy
We pride ourselves in not only creating superb insurance products, but providing excellent customer support and claims management should an incident occur.